‘I am fired and here’s my financial situation’ – This Delhi Man’s Finances Are a Masterclass in Freedom

By Admin

12 Jul, 2025

In a deeply personal and unsparingly honest Reddit post, a 36-year-old man from North Delhi recently shared the story of what happened after he got fired. But this isn’t your typical tale of despair. This is something far more powerful: a story of quiet preparation, unconventional peace, and uncomfortable introspection.

He’s not a startup founder. Not a crypto mogul. Just a husband, a father, and soon to be a dad again. His financial story doesn’t scream success it hums sustainability. And within that hum lies a masterclass for anyone chasing not just money, but meaning.

Here are five brutal, beautiful truths about money and life that this man’s story reveals.

1. He Didn’t Just Save. He Built a System That Pays Him Back.

“Assets that are generating incomes – 7 rental properties, dividends, and even some bank interest. I get about ₹1.5 to ₹1.6 lakh a month.”

No hashtags. No flashy goals. Just focused consistency. He wasn’t “FIRE-ing” he was building. While others sought instant lifestyle upgrades, he slowly picked up income-generating assets. Seven rental properties, a ₹2.5 crore equity portfolio, and even a modest ₹12 lakh in fixed deposits now give him freedom cheques every month.

The takeaway: You don’t need to retire early. You need income that doesn’t rely on your alarm clock. Passive income isn't a luxury it's leverage.

2. His Budget Isn’t a Straitjacket. It’s a Breathing Document.

His family of three (soon four) spends around ₹85,000 to ₹90,000 a month. That includes everything: education, outings, medical needs, and fun.

“Maybe I’ll cut the travel budget for a few years.”

No drama. No panic. Just calm recalibration. His budget responds to life, not resists it. He keeps the essentials and adjusts the extras.

The takeaway: Budgeting isn’t about sacrifice. It’s about clarity what truly matters, and what doesn’t.

3. His Cash Isn’t Idle. It’s Strategic Stillness.

“I’m holding ₹65–70 lakh in cash. Not investing right now. ₹15–20 lakh is earmarked for medical emergencies and baby expenses.”

In a culture obsessed with “don’t let your money sit idle,” this man’s choice is revolutionary. His cash is not passive it’s poised. It’s his buffer, not his burden.

He also has ₹80 lakh committed to under-construction properties. He’s not hoarding cash. He’s managing transitions.

The takeaway: Cash is not laziness. It’s liquidity. It’s the cushion that keeps stress at bay during life’s shocks.

4. He Has Debt But He’s Not Drowning.

“I’ve paid 45% for upcoming properties. ₹80 lakh more to go over 2–3 years.”

He’s carrying obligations, but not fear. No EMIs. No credit card debt spirals. He’s aligned his liabilities with a steady, passive income stream. And most importantly, he’s not taking on fresh debt after being fired.

The takeaway: Debt isn’t evil. Disorganized, reactive debt is. When planned and paced, debt can be a ladder not a trap.

5. His Real Battle Isn’t With Money. It’s With Meaning.

“I’m both worried and calm. I don’t have to go to the office anymore, and I’m thrilled but I keep revisiting my spreadsheets.”

He has the numbers. The support. The stability. Yet, there’s still unease. Because financial freedom isn’t the finish line it’s the start of a deeper inquiry: Who am I without my job title?

His wife offers reassurance. His mother, wisdom:
“Jo hua acche ke liye hua.”
(Whatever happened, happened for the best.)

But the haunting question remains: “Am I free or fooling myself?”

The takeaway: Financial freedom won’t erase all doubts. But it will give you the space to face them with clarity.

So What’s the Real Lesson Here?

This man didn’t chase escape. He designed endurance. He didn’t opt out of capitalism. He created breathing room within it. No viral quotes. No big wins. Just a well-built life.

And in sharing his vulnerabilities, he holds up a mirror.

Ask yourself:

• Can your money outlast your job?
  
  

• If income stopped today, would you sleep peacefully tonight?
  
  

• Are your expenses feeding your values or your ego?
  
  

• Are you preparing for life or reacting to it?
  
  

In a world that glorifies hustle and hides fear, this story is not a feel-good anthem it’s a call to feel everything. To slow down, plan wisely, and most importantly, choose peace over pressure.

Because in the end, the goal isn’t just financial freedom. The goal is to live a life that feels free.