Bengaluru man in 20s lives comfortably on ₹20,000 a month, says 'enough for comfortable lifestyle'

By Admin

21 Apr, 2025

In a city often dubbed the startup capital of India, where sky-high rents and a bustling lifestyle can quickly eat up your savings, one Bengaluru resident has proven that mindful budgeting and smart choices can lead to a surprisingly comfortable life — even on a modest income.

A 22-year-old man recently shared his story on Reddit, sparking widespread discussion about the real cost of living in India's tech hub. According to his post, he has been living independently in Bengaluru for the past six months and manages all his expenses within a tight budget of ₹20,000 per month.

Breaking Down the Budget

The young man gave a transparent look at how he manages to make this work:

• Rent: ₹9,000/month — He shares a house with friends where the total rent is ₹23,000, significantly reducing his individual share.
  
  

• Food: ₹8,000/month — A mix of home-cooked meals and occasional eating out, keeping costs under control without sacrificing comfort.
  
  

• Travel: ₹2,000/month — He primarily uses public transport and Rapido bike rides for daily commuting.
  
  

• Miscellaneous: ₹2,000/month — Covers toiletries, cleaning supplies, and other everyday needs.
  
  

Despite the modest budget, he insists he doesn't feel deprived or restricted. “It’s enough for a comfortable lifestyle,” he states confidently in his post, underlining how planning, shared expenses, and conscious spending can go a long way.

A New Perspective on Urban Living

His post has inspired many to reconsider their own spending habits. At a time when urban millennials often feel financial pressure, this Bengaluru man’s lifestyle offers a refreshing take on minimalism and smart money management. While his approach may not work for everyone, it certainly proves that living independently in a metro city like Bengaluru doesn't always require a high-paying job or lavish spending.

Whether you're a student, a young professional, or someone looking to cut costs in an expensive city, his story serves as a practical guide — and a reminder — that with a little strategy, simplicity can lead to a fulfilling urban life.